How is DPS maturity amount calculated?

The maturity amount is the future value of your monthly deposits. Interest is typically compounded monthly, so each month's deposit grows with monthly interest until maturity.

DPS (Deposit Pension Scheme) Calculator

See your maturity amount, total deposits and interest earned.

DPS Details

Monthly Deposit ($)

Interest Rate (% per annum)

Tenure (years)

yrs

Compound

Maturity Amount

—

Total Deposited

—

Total Interest

—

Return (Interest %)

—

Balance Growth by Year

DPS Growth Schedule

See how your savings grow month by month.

Month	Deposit	Interest	Balance

How does the DPS maturity amount grow?

Your monthly deposit earns interest every month, and that interest is added to your balance and starts earning interest too. This compounding effect is what makes DPS grow faster than simply adding up deposits.

DPS Calculator FAQ

What is DPS (Deposit Pension Scheme)?▶

DPS is a long-term savings scheme offered by banks where you deposit a fixed amount every month for a fixed tenure (typically 5 or 10 years). At maturity you receive a lump sum including interest.

Can I withdraw from DPS before maturity?▶

Most banks allow premature closure but pay a reduced interest rate and may charge a penalty. Some allow loans against the DPS balance. Check your bank's terms before withdrawing early.