How much rent can I afford?

Multiply your gross monthly income by 0.30. For example, with a monthly income of Rs 80,000, your affordable rent is up to Rs 24,000 per month.

Rent Affordability Calculator

See if your rent fits within the recommended 30% budget.

Your Rent Details

Monthly Rent ($)

Monthly Income ($)

Monthly Utilities ($)

Affordable Max Rent (30% rule)

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Your Rent + Utilities

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Annual Housing Cost

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% of Monthly Income

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Budget Check

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What is the 30% rent rule?

The 30% rule is a widely used budgeting guideline: keep your housing costs at or below 30% of your gross monthly income. It leaves room for food, transport, savings and unexpected expenses. In expensive cities you may need to go higher, but the smaller the percentage, the more comfortable your budget.

Rent Calculator FAQ

Should I include utilities in my rent budget?▶

Yes. Electricity, water, gas and internet add up quickly. This calculator adds utilities to your rent so you see your true housing cost each month.

Is the 30% rule always accurate?▶

It is a guideline, not a law. High-income earners can often afford a higher percentage, while lower-income households may need to keep it well below 30% to make ends meet.